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Edit or delete it, then start writing! ## Pages - [Home](https://choicegrp.com/) - Tax preparation, Tax planning, and financial advice together in one unified plan to guide your journey towards confidence in retirement. - [Blog](https://choicegrp.com/blog/) - [et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.5″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.3) 1%|rgba(0,0,0,0) 100%” background_color_gradient_overlays_image=”on” background_image=”https://choicegrp.com/wp-content/uploads/2025/02/Retirement.png” background_position=”bottom_center” background_vertical_offset=”27%” background_enable_video_mp4=”off” custom_padding=”1.8%||1.8%||true|false” bottom_divider_color=”#0a252c” locked=”off” collapsed=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” width=”90%” max_width=”2000px” custom_padding=”66px||44px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”03d97d77-9ca2-4060-947a-13d1e8be0d05″ header_font=”Inter|||on|||||” header_text_color=”#FFFFFF” header_font_size=”53px” text_orientation=”center” custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}”]Choice advisors Blog[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.4″ _module_preset=”default” background_color=”gcid-4dccef5c-a04c-4e7c-abbe-b1e880c58010″ overflow-x=”hidden” overflow-y=”hidden” custom_padding=”0px||0px||true|false” collapsed=”on” global_colors_info=”{%22gcid-4dccef5c-a04c-4e7c-abbe-b1e880c58010%22:%91%22background_color%22%93}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Call to Action” - [Helping Adult Children Buy a Home: How to Gift a Down Payment The Smart Way](https://choicegrp.com/helping-adult-children-buy-a-home-how-to-gift-a-down-payment-the-smart-way/) - [et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.5″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.3) 1%|rgba(0,0,0,0) 100%” background_color_gradient_overlays_image=”on” background_image=”https://choicegrp.com/wp-content/uploads/2026/01/qtq80-SaHc4D.jpeg” background_position=”bottom_center” background_vertical_offset=”27%” background_enable_video_mp4=”off” custom_padding=”1.8%||1.8%||true|false” bottom_divider_style=”ramp2″ bottom_divider_color=”#0a252c” locked=”off” collapsed=”on” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” width=”90%” max_width=”2000px” custom_margin=”|auto|156px|auto||” custom_padding=”197px||44px|||” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.5″ _module_preset=”03d97d77-9ca2-4060-947a-13d1e8be0d05″ header_font=”Inter|||on|||||” header_text_color=”#FFFFFF” header_font_size=”53px” text_orientation=”center” custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]March 23, 2026[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.4″ _module_preset=”default” background_color=”gcid-4dccef5c-a04c-4e7c-abbe-b1e880c58010″ overflow-x=”hidden” overflow-y=”hidden” custom_padding=”0px||0px||true|false” - [Three Numbers Every Woman Should Know](https://choicegrp.com/three-numbers-every-woman-should-know/) - [et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.5″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.3) 1%|rgba(0,0,0,0) 100%” background_color_gradient_overlays_image=”on” background_image=”https://choicegrp.com/wp-content/uploads/2026/01/qtq80-SaHc4D.jpeg” background_position=”bottom_center” background_vertical_offset=”27%” background_enable_video_mp4=”off” custom_padding=”1.8%||1.8%||true|false” bottom_divider_style=”ramp2″ bottom_divider_color=”#0a252c” locked=”off” collapsed=”on” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” width=”90%” max_width=”2000px” custom_margin=”|auto|156px|auto||” custom_padding=”197px||44px|||” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.5″ _module_preset=”03d97d77-9ca2-4060-947a-13d1e8be0d05″ header_font=”Inter|||on|||||” header_text_color=”#FFFFFF” header_font_size=”53px” text_orientation=”center” custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]March 2, 2026[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.4″ _module_preset=”default” background_color=”gcid-4dccef5c-a04c-4e7c-abbe-b1e880c58010″ overflow-x=”hidden” overflow-y=”hidden” custom_padding=”0px||0px||true|false” - [Connect](https://choicegrp.com/connect/) - [et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.4″ _module_preset=”default” background_color=”gcid-4dccef5c-a04c-4e7c-abbe-b1e880c58010″ overflow-x=”hidden” overflow-y=”hidden” custom_padding=”0px||0px||true|false” collapsed=”on” global_colors_info=”{%22gcid-4dccef5c-a04c-4e7c-abbe-b1e880c58010%22:%91%22background_color%22%93}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” max_width=”2560px” custom_padding=”69px||57px||false|false” custom_padding_tablet=”69px||83px||false|false” custom_padding_phone=”8px||83px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”1%||||false|false” custom_padding_tablet=”12%||||false|false” custom_padding_phone=”12%||||false|false” custom_padding_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_image src=”https://choicegrp.com/wp-content/uploads/2026/02/Untitled-design-38.png” title_text=”Rob” align=”center” _builder_version=”4.27.5″ _module_preset=”default” width=”29%” width_tablet=”29%” width_phone=”46%” width_last_edited=”on|phone” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.27.5″ _module_preset=”43dd5dd7-d5b9-4bfd-bfcd-9f7cdc835ef7″ header_font=”Inter|600|||||||” header_text_color=”#d2d0bb” header_font_size=”3.5vw” custom_margin=”||10px||false|false” global_colors_info=”{}”]Hi! I’m Rob Zyzo, CFP®[/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”3bd77472-349a-4067-82c5-17cde46cfa5a” text_text_color=”#FFFFFF” text_font_size=”1.1vw” width=”59%” width_tablet=”59%” width_phone=”59%” - [Tax Prep vs. Tax Strategy: The Difference Matters More Than You Think](https://choicegrp.com/tax-prep-vs-tax-strategy-the-difference-matters-more-than-you-think/) - [et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.5″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.3) 1%|rgba(0,0,0,0) 100%” background_color_gradient_overlays_image=”on” background_image=”https://choicegrp.com/wp-content/uploads/2026/01/qtq80-SaHc4D.jpeg” background_position=”bottom_center” background_vertical_offset=”27%” background_enable_video_mp4=”off” custom_padding=”1.8%||1.8%||true|false” bottom_divider_style=”ramp2″ bottom_divider_color=”#0a252c” locked=”off” collapsed=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” width=”90%” max_width=”2000px” custom_margin=”|auto|156px|auto||” custom_padding=”197px||44px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”03d97d77-9ca2-4060-947a-13d1e8be0d05″ header_font=”Inter|||on|||||” header_text_color=”#FFFFFF” header_font_size=”53px” text_orientation=”center” custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}”]February 24, 2026[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.4″ _module_preset=”default” background_color=”gcid-4dccef5c-a04c-4e7c-abbe-b1e880c58010″ overflow-x=”hidden” overflow-y=”hidden” custom_padding=”0px||0px||true|false” collapsed=”on” global_colors_info=”{%22gcid-4dccef5c-a04c-4e7c-abbe-b1e880c58010%22:%91%22background_color%22%93}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.5″ - [Understanding the Emotions Behind Financial Decisions](https://choicegrp.com/understanding-the-emotions-behind-financial-decisions/) - [et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.5″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.3) 1%|rgba(0,0,0,0) 100%” background_color_gradient_overlays_image=”on” background_image=”https://choicegrp.com/wp-content/uploads/2026/01/qtq80-SaHc4D.jpeg” background_position=”bottom_center” background_vertical_offset=”27%” background_enable_video_mp4=”off” custom_padding=”1.8%||1.8%||true|false” bottom_divider_style=”ramp2″ bottom_divider_color=”#0a252c” locked=”off” collapsed=”on” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” width=”90%” max_width=”2000px” custom_margin=”|auto|156px|auto||” custom_padding=”197px||44px|||” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.5″ _module_preset=”03d97d77-9ca2-4060-947a-13d1e8be0d05″ header_font=”Inter|||on|||||” header_text_color=”#FFFFFF” header_font_size=”53px” text_orientation=”center” custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]February 11, 2026[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.4″ _module_preset=”default” background_color=”gcid-4dccef5c-a04c-4e7c-abbe-b1e880c58010″ overflow-x=”hidden” overflow-y=”hidden” custom_padding=”0px||0px||true|false” - [AI and the New Face of Fraud: How to Protect Your Identity and Finances in 2026](https://choicegrp.com/ai-and-the-new-face-of-fraud-how-to-protect-your-identity-and-finances-in-2026/) - [et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.5″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.3) 1%|rgba(0,0,0,0) 100%” background_color_gradient_overlays_image=”on” background_image=”https://choicegrp.com/wp-content/uploads/2026/01/qtq80-SaHc4D.jpeg” background_position=”bottom_center” background_vertical_offset=”27%” background_enable_video_mp4=”off” custom_padding=”1.8%||1.8%||true|false” bottom_divider_style=”ramp2″ bottom_divider_color=”#0a252c” locked=”off” collapsed=”on” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” width=”90%” max_width=”2000px” custom_margin=”|auto|156px|auto||” custom_padding=”197px||44px|||” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.5″ _module_preset=”03d97d77-9ca2-4060-947a-13d1e8be0d05″ header_font=”Inter|||on|||||” header_text_color=”#FFFFFF” header_font_size=”53px” text_orientation=”center” custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]january 29, 2026[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.4″ _module_preset=”default” background_color=”gcid-4dccef5c-a04c-4e7c-abbe-b1e880c58010″ overflow-x=”hidden” overflow-y=”hidden” custom_padding=”0px||0px||true|false” - [2025 in Review and What You Should Know Heading Into 2026](https://choicegrp.com/2025-in-review-and-what-you-should-know-heading-into-2026/) - [et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.5″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.3) 1%|rgba(0,0,0,0) 100%” background_color_gradient_overlays_image=”on” background_image=”https://choicegrp.com/wp-content/uploads/2026/01/qtq80-SaHc4D.jpeg” background_position=”bottom_center” background_vertical_offset=”27%” background_enable_video_mp4=”off” custom_padding=”1.8%||1.8%||true|false” bottom_divider_style=”ramp2″ bottom_divider_color=”#0a252c” locked=”off” collapsed=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” width=”90%” max_width=”2000px” custom_margin=”|auto|156px|auto||” custom_padding=”197px||44px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”03d97d77-9ca2-4060-947a-13d1e8be0d05″ header_font=”Inter|||on|||||” header_text_color=”#FFFFFF” header_font_size=”53px” text_orientation=”center” custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}”]january 6, 2026[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.4″ _module_preset=”default” background_color=”gcid-4dccef5c-a04c-4e7c-abbe-b1e880c58010″ overflow-x=”hidden” overflow-y=”hidden” custom_padding=”0px||0px||true|false” collapsed=”on” global_colors_info=”{%22gcid-4dccef5c-a04c-4e7c-abbe-b1e880c58010%22:%91%22background_color%22%93}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.5″ - 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[About](https://choicegrp.com/about/) - Meet our dedicated financial planning team committed to helping you navigate your financial future with clarity, confidence, and strategic expertise. - [Title](https://choicegrp.com/title/) - [et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.5″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.3) 1%|rgba(0,0,0,0) 100%” background_color_gradient_overlays_image=”on” background_image=”https://choicegrp.com/wp-content/uploads/2025/02/Retirement.png” background_position=”bottom_center” background_vertical_offset=”27%” background_enable_video_mp4=”off” custom_padding=”1.8%||1.8%||true|false” bottom_divider_style=”ramp2″ bottom_divider_color=”#0a252c” hover_enabled=”0″ locked=”off” collapsed=”on” global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” width=”90%” max_width=”2000px” custom_margin=”|auto|156px|auto||” custom_padding=”197px||44px|||” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.5″ _module_preset=”03d97d77-9ca2-4060-947a-13d1e8be0d05″ header_font=”Inter|||on|||||” header_text_color=”#FFFFFF” header_font_size=”53px” text_orientation=”center” custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]BLOG TITLE[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.4″ _module_preset=”default” background_color=”gcid-4dccef5c-a04c-4e7c-abbe-b1e880c58010″ overflow-x=”hidden” overflow-y=”hidden” - [Resources](https://choicegrp.com/resources/) - Retirement should be a time of fulfillment and freedom, not uncertainty and fear. You deserve more than vague ideas and fragmented advice. Our goal is to help you create a clear financial vision. - [Approach](https://choicegrp.com/approach/) - Whether you’re nearing retirement or just starting to think about it, we’re here to help you connect the dots between your income, taxes, and financial future, so you can retire with confidence. - [Client Login](https://choicegrp.com/client-login/) - At Choice Advisors, we don’t just crunch numbers, we connect the dots, between tax efficiency, retirement income, estate planning, and your broader life goals to create a plan that works for you. - [Contact](https://choicegrp.com/contact/) - If you’re looking for personalized wealth strategies, planning for the future, or seeking insights to grow your financial confidence, our team is just a message away. Get in touch with us today and let’s start building a path toward your financial goals. - [Choice Advisors](https://choicegrp.com/choice-advisors-3/) - Tax preparation, Tax planning, and financial advice together in one unified plan to guide your journey towards confidence in retirement. ## Categories - [Uncategorized](https://choicegrp.com/category/uncategorized/)